3 Crore Home Loan EMI for 10 Years
- Approval in 4 Simple Steps
- Minimal Documentations
- Customized Repayment Options
If you are considering a Home Loan of 3 Crore, estimating your EMI in advance can help you plan your finances with greater clarity. HDFC Bank offers easy-to-use digital tools that allow you to calculate your 3 Crore Home Loan EMI instantly, supported by transparent interest rates and flexible repayment options.
Whether you are buying your first home or moving to a larger one, knowing your monthly commitment helps you make better decisions.
Your 3 Crore Home Loan EMI is calculated based on a few key factors, including:
HDFC Bank offers repayment tenures of up to 30 years, allowing you to structure EMIs based on your monthly budget. Longer tenures help reduce EMIs, while shorter tenures lower the total interest payable on your 3 Crore Home Loan.
With HDFC Bank’s online EMI calculator, simply enter the Loan Amount, select your tenure, and apply the interest rate. The calculator instantly shows your EMI, total interest payable, and repayment schedule, enabling confident planning before you apply. Once satisfied, you can complete the home loan application online through a streamlined process.
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 5.25%
| Special Housing Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals) | |
|---|---|
| Loan Slab | Interest Rates (% p.a.) |
| For All Loans* | Policy Repo Rate + 2.50% to 7.95%= 7.75% to 13.20% |
For home loan approval, you need to submit the following documents for applicant / all co-applicants along with the completed and signed Loan application form.
| A | Sr.No. | Mandatory Documents | ||
|---|---|---|---|---|
| 1 | PAN Card or Form 60 (If the customer does not have a PAN Card) | |||
| B | Sr.No. | Description of Officially Valid Documents (OVD) that can be accepted for establishing the legal name & current address of Individuals*[Any one of the following documents can be submitted] | Identity Proof | Address Proof |
| 1 | Passport, the validity of which has not expired. | ✅ | ✅ | |
| 2 | Driving license which has not expired. | ✅ | ✅ | |
| 3 | Election /Voters identification card | ✅ | ✅ | |
| 4 | Job card issued by NREGA duly signed by the officer of the State Government | ✅ | ✅ | |
| 5 | Letter issued by the National Population Register containing details of name, address. | ✅ | ✅ | |
| 6 | Proof of possession of Aadhaar Number (to be obtained voluntarily) | ✅ | ✅ |
A document mentioned above shall be deemed to be an OVD even if there is a change in the name subsequent to issuance provided it is supported by a marriage certificate issued by State Government or Gazette notification, indicating such a change of name.
The EMI is calculated based on the applicable interest rate, selected loan tenure, and interest rate type. You can use HDFC Bank’s EMI calculator for an estimate.
Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc.
Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built-up homes.
Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.
Expert legal and technical counselling to help you make the right home buying decision.
Integrated Home Finance branch network for availing and servicing the Home Loans anywhere in India.
Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
Visit the HDFC Bank Home Loan section.
Resolve all your
queries instantly on
