Apply for HDFC Bank Home Renovation Loans Online
- Approval in 4 Simple Steps
- Minimal Documentations
- Customized Repayment Options
Buying a home in is a dream many hold. HDFC Bank Home Loans are structured to support you at every step of it and make it your reality. From ready-to-move-in homes to under-construction properties or self-built houses, HDFC Bank provides flexible and customised home loan solutions across to match your homeownership goals.
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 5.25%
| Special Housing Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals) | |
|---|---|
| Loan Slab | Interest Rates (% p.a.) |
| For All Loans* | Policy Repo Rate + 2.50% to 7.95%= 7.75% to 13.20% |
For home loan approval, you need to submit the following documents for applicant / all co-applicants along with the completed and signed Loan application form.
| A | Sr.No. | Mandatory Documents | ||
|---|---|---|---|---|
| 1 | PAN Card or Form 60 (If the customer does not have a PAN Card) | |||
| B | Sr.No. | Description of Officially Valid Documents (OVD) that can be accepted for establishing the legal name & current address of Individuals*[Any one of the following documents can be submitted] | Identity Proof | Address Proof |
| 1 | Passport, the validity of which has not expired. | ✅ | ✅ | |
| 2 | Driving license which has not expired. | ✅ | ✅ | |
| 3 | Election /Voters identification card | ✅ | ✅ | |
| 4 | Job card issued by NREGA duly signed by the officer of the State Government | ✅ | ✅ | |
| 5 | Letter issued by the National Population Register containing details of name, address. | ✅ | ✅ | |
| 6 | Proof of possession of Aadhaar Number (to be obtained voluntarily) | ✅ | ✅ |
A document mentioned above shall be deemed to be an OVD even if there is a change in the name subsequent to issuance provided it is supported by a marriage certificate issued by State Government or Gazette notification, indicating such a change of name.
What can a HDFC Bank Home Loan be used for?
An HDFC Bank Home Loan can be used to purchase a ready-to-move-in or under-construction residential property.
Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc.
Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built-up homes.
Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.
Expert legal and technical counselling to help you make the right home buying decision.
Integrated Home Finance branch network for availing and servicing the Home Loans anywhere in India.
Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
Visit the HDFC Bank Home Loan section.
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