Apply for Plot Loan Online in Bihar
- Approval in 4 Simple Steps
- Minimal Documentations
- Customized Repayment Options
Buying a residential plot in Bihar is often the first step towards building your dream home or securing a long-term investment. HDFC Bank Plot Loans in Bihar help you finance the purchase of land in approved residential projects and development authority layouts, whether you plan to construct immediately or in the future.
An HDFC Bank Plot Loan is a specialized financing solution designed to support the purchase of residential plots. The loan offers funding of up to 70–75% of the plot value, depending on eligibility and property norms. With flexible tenures of up to 30 years, simplified documentation, and clear terms, it allows you to invest in land while maintaining financial stability.
All rates are benchmarked to Policy Repo Rate. Current applicable Repo Rate = 5.25%
| Special Housing Loan Rates for Salaried & Self Employed (Professionals & Non-Professionals) | |
|---|---|
| Loan Slab | Interest Rates (% p.a.) |
| For All Loans* | Policy Repo Rate + 2.50% to 7.95%= 7.75% to 13.20% |
For home loan approval, you need to submit the following documents for applicant / all co-applicants along with the completed and signed Loan application form.
| A | Sr.No. | Mandatory Documents | ||
|---|---|---|---|---|
| 1 | PAN Card or Form 60 (If the customer does not have a PAN Card) | |||
| B | Sr.No. | Description of Officially Valid Documents (OVD) that can be accepted for establishing the legal name & current address of Individuals*[Any one of the following documents can be submitted] | Identity Proof | Address Proof |
| 1 | Passport, the validity of which has not expired. | ✅ | ✅ | |
| 2 | Driving license which has not expired. | ✅ | ✅ | |
| 3 | Election /Voters identification card | ✅ | ✅ | |
| 4 | Job card issued by NREGA duly signed by the officer of the State Government | ✅ | ✅ | |
| 5 | Letter issued by the National Population Register containing details of name, address. | ✅ | ✅ | |
| 6 | Proof of possession of Aadhaar Number (to be obtained voluntarily) | ✅ | ✅ |
A document mentioned above shall be deemed to be an OVD even if there is a change in the name subsequent to issuance provided it is supported by a marriage certificate issued by State Government or Gazette notification, indicating such a change of name.
Yes. An HDFC Bank Plot Loan in Bihar can be availed even if you do not have an approved construction plan at the time of application. Construction can be planned and undertaken later, within the timelines specified by the bank.
Home Loans for purchase of a flat, row house, bungalow from private developers in approved projects.
Home Loans for purchase of properties from Development Authorities such as DDA, MHADA etc.
Loans for purchase of properties in an existing Co-operative Housing Society or Apartment Owners' Association or Development Authorities settlements or privately built-up homes.
Loans for construction on a freehold / lease hold plot or on a plot allotted by a Development Authority.
Expert legal and technical counselling to help you make the right home buying decision.
Integrated Home Finance branch network for availing and servicing the Home Loans anywhere in India.
Special arrangement with AGIF for Home Loans for those employed in the Indian Army. To know more, click here
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